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  • Richard Mullan

    wealth management

    Richard resides in Sussex and has done for over 40 years. He is very happily married to his wife Sian and together they have two young children. Richard has been working with David Carter and subsequently Keystone for over 10 years, originally as a Mortgage & Protection Adviser and subsequently as a Financial Adviser and has thoroughly enjoyed the various challenges it brings. When not working (which is not that often!), Richard enjoys running and spending time with his family.

    Richard has a Level 4 Diploma in Financial Planning , Certificate in Regulated Equity Release and a Certificate in Mortgage Advice and enjoys supporting clients in whatever financial need they have.



    Richard’s Business Specialties:
    As part of the Keystone team, Richard’s main focusing is assist clients in the following areas:

    • Pensions
    • Investments
    • ISA's
    • Inheritance Tax Planning
    • Residential mortgages
    • Buy to Let mortgages Equity release and Home Reversion schemes
    • Protection - Life, Critical Illness, Income protection, family income benefit insurance and Business Protection
    • Buildings and contents insurance

     Richard's Favourites

    • Favourite Charity : St Catherine’s Hospice
    • Sports Team : Crawley Town Football Club
    • Activities : Running
    • Best Holiday Ever : Australia – saw the real country, stayed on a farm in the outback – one of the most amazing holidays I have ever had

     Richard’s Pet Hates:

    • Mowing the lawn

     Richard’s Bucket List:

    • Pay mortgage off whilst still ‘relatively’ young
    • Being financially independent as soon as possible
    • Seeing my children find happiness in their own lives
    • Run a marathon (If I can stay un-injured!!!)

    Richard’s Special Qualities:

    • Reliable
    • Trustworthy
    • Treat people how I want to be treated
    • Organised and driven


    The Financial Conduct Authority do not regulate bridging finance, buy to let and commercial mortgages.

    Commercial mortgages and bridging finance are available by referral only.